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Shop around Bob... take your current policy, scan it completely and email to a number of agents, let them do the work of finding you a provider that's within your budget. Don't be afraid to move from one agent to another...if you're anything like me, 99% of the time, I'm just paying and hardly ever use it. I had become complacent until I realized that there were savings to be had, my agent just wasn't shopping around enough...so screw the loyalty piece.... And don't be disappointed if you're already there...my Tacoma 2012 is right around 1100 ...not many bells and whistles either
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